The Impact of Remittances on Saving Behaviour and Expenditure Patterns in Vietnam

We examine the effects of receiving remittances on household saving behaviour and expenditure patterns in Vietnam. consider amount saving, rate, share expenditure, as well per capita education, health, assets, house repairs, food, non-food, utilities. apply propensity score matching to data from Vietnam Household Living Standard Survey (VHLSS) 2012. find that have a positive impact savings increase both rate. As far are concerned, our results indicate households spend more less food. This finding suggests tend use productively, with increasing their investments human physical capital. For economy whole, can create opportunities for development services provided by banks, financial institutions, hospitals healthcare centres, give incentives production building materials tangible assets.